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Repo rts o n Jauary sales o f both new a nd existi ng hous es whe re relea sed th is w eek. Co nclusio ns whe re, t o say th e lea st, mixed.

Th e Na tio nal Ass ocia tio n o f Realt o rs repo rt o n th e sales o f existi ng home i n Jauary sta ted th a t those sales h ad hi t th e high est level i n seven mo nths, i ncrea si ng t o...

New home sales, h ow ever, w ent i n qui te a di fferent directio n...

In Oct ob er a covey o f federal agencies i ncludi ng th e Federal Reserve, Th e Federal Deposi t Insurace Co rpo ra tio n, a nd th e Na tio nal Credi t Unio n Admi nistra tio n publish ed wha t w a s cal led "fi nal guidace" o n underwri ti ng n o ntradi tio nal mo rtgage products. Th is guidace w a s designed t o address risks a ss ocia ted wi th th e growi ng us e o f th ese mo rtgages (als o referred t o a s exotic o r alterna tive loas) such a s i nterest o nly a nd payment optio n adj us table ra te mo rtgages.

A mo nth o r s o aft er th e federal guideli nes whe re relea sed, a nd w e admi t t o b ei ng a bi t b ehi nd th e curve o n th is o ne bu t i t still se ems wo rth mentio ni ng...

Co ncern ove r th e slowi ng housi ng market ma y b e impacti ng mo rtgage ra tes acco rdi ng t o Frak Nothaft, Freddie Mac vice president a nd chief eco n omist, referri ng t o th e results o f th e co rpo ra tio n's Primary Mo rtgage Market Survey f o r la st w eek. Tha t survey i ndica ted a general d ownward dri ft i n ra tes.

"Mo rtgage ra tes ea sed a li ttle mo re th is w eek," Nothaft sa id, "a s market participats whe re co ncerned ove r..."

In th e wake o f a t ough cou ple o f w eeks th a t ha ve ra ttled th e sub-prime lendi ng i ndustry, Freddie Mac an ounced o n Tuesday th a t i t w a s cracki ng d own o n underwri ti ng sta ndards f o r those loas i t purcha ses.

Th e mo rtgage giat an ounced th a t i t wi ll cea se purcha si ng subprime mo rtgages th a t...

Two bi ts o f news repo rted la st w eek ar e wo rth a mentio n.

Fanie Mae an ounced o n Tuesday th a t i t wou ld n o t b e payi ng ove r $44.4 millio n i n bo nus es t o i ts f o rmer a nd current executives. Th e bo nus es whe re part o f a i ncentive program th a t w a s ba sed o n perf o rmace targets such a s earni ngs growth...

In oth er news th ere is new fal l-ou t fr om a gloom y an ouncement th e wo rld's third largest bak mad e earlier th is mo nth...

Th e mo rtgage i ndustry a nd those wh o regula te i t appear w ell o n th eir wa y t o drama tical ly chagi ng th e mo rtgage licensi ng system.

On Tuesday th e Mo rtgage Bakers Ass ocia tio n an ounced i ts su ppo rt o f th e ba sic underpi nni ngs o f a proposed Residential Mo rtgage Licensi ng System (RMLS) th a t i t is hoped wi ll...

Right o n th e h eels o f th e Na tio nal Ass ocia tio n o f Realt o rs ra th er glum repo rt o n th e sale o f existi ng hous es duri ng th e fourth quarter o f 2006 th e U.S. Census Bureau a nd th e U.S. Department o f Housi ng a nd Urba Development relea sed th eir mo nthly joi nt repo rt o n housi ng starts a nd housi ng permi ts f o r th e mo nth o f Jauary. Th e news w a s n o t qui te terrible, bu t i t di dn't d o much t o raise optimism i n th e housi ng i ndustry...

Existi ng-home sales h ad a rough 2006 fourth quarter acco rdi ng t o figures relea sed Thursday by th e Na tio nal Ass ocia tio n o f Realt o rs.

David Lereah, NAR's chief eco n omist sta ted th a t th e fourth quarter wou ld b e th e bott om f o r th e current housi ng cycle. "Th is i nf o rma tio n co nfirms 2006 w a s th e year o f co ntractio n, a nd hopefully th e fourth quarter w a s th e bott om o f th is current busi ness cycle...

After a si ngle w eek o f decli ni ng ra tes, mo rtgage i nterest ra tes returned t o th e pa ttern o f smal l i ncremental i ncrea ses th a t ha s prevailed si nce mid-Decemb er.

Th e Freddie Mac Primary Mo rtgage Market Survey f o r la st w eek sh ow ed th e 30-year fixed-ra te mo rtgage (FRM) h ad...

Th e Na tio nal Ass ocia tio n o f Home Builders (NAHB) t ook a stab a t envisio ni ng th e home o f th e future a t i ts recently co ncluded anual co nventio n i n Orla nd o, Flo rida.

NAHB's crystal bal l looked o nly a few years i nt o th e future, t o wha t a hous e wi ll lik ely look lik e a nd live lik e i n 2015.